When can you use Sage Creek?
Any time you're refinancing, buying, or building a commercial building.
Or, if you have a terms sheet from your relationship bank and are unsure their terms are the best the market can offer.
Can you simply use your own time and resources to try to find out for yourself?
You could, of course, but most people don't have the time, don't want to look, or don't know who to talk to. For that matter, it is difficult to evaluate whether or not their terms are the best. There are 6,799 FDIC insured banks in America and thousands more non-banks. Sage Creek has relationships with many of them.
Here is a question you might like to consider: When you buy insurance do you call every insurance company in America? Probably not.
You would more likely call your current insurance broker who knows the market and has the relationships in place. Why is it any different for financing real estate?
In short, our value to you is that you’re no longer tied to a handful of capital providers.
Here’s some food for thought.
Case Study
An SCG client with a large portfolio of commercial properties had a terms sheet from his relationship bank to refinance his retail center. He was basically satisfied with the terms but as a back-up asked Sage Creek for terms from one of our lenders.
Let's see how we compared.
Relationship Bank's Terms:
5-year term
4.25% Fixed
65% LTV
50 bps Lender Fee
Sage Creek Bank's Terms:
5-year term
3.65% Fixed
68% LTV
No Lender Fee
The terms speak for themselves. Our competitor's deal wasn't even close. This happens all the time.
Whether you own one property or fifty we provide the most competitive debt solutions in the market. Please leverage our time, talent, and resources when you're financing your next property. If we cannot beat your offer from a competitor, we will tell you exactly that. Surprised? Some of our clients have been, too, but that’s the only way we do business. We want the best deal for you; usually that is with us but when it isn’t, we will happily tell you.